United Wholesale Mortgage - The Lender

Clear to Close in only 7 days!

Your client's purchase went from submission to CTC in just 7 days. That's really fast! Great work from Carol Olmsted at Carol Does Loans! Chris L.

Randy H.

A Great Rate at a Great Price!

Carol Does Loans was great at communicating quickly along the way. They were professional and got me a great rate and a great price!

Emily R.

Answered All My Crazy Questions

Working with Carol Does Loans was a breeze. When I refinanced my house, they made the process so simple and answered all my crazy questions, regardless of the time of day. Carol and Cameron are simply the best and I am so glad I chose them to help with my refi!

Greg and Kathy H.

We didn't know that we qualified for a VA Loan!

We were very pleased with our refinance process with Carol & Cameron. Found out we could qualify for VA loan which we never thought we could before. We kept in contact easily with the team via email, phone & online documents processing and our loan was handled very quickly considering we're in the COVID-19 pandemic. We'll use Carol & Cameron again and recommend them to anyone for refinancing of their home!

Cheryl M.

Seller's Real Estate Agent

I just completed a transaction with Carol for a home in Rocklin where I represented the seller and she the buyer. What a pleasant and easy sale. Carol kept me abreast of ongoing loan activity and the progress so that we never missed a beat and we closed EARLY. What a treat. Thank you Carol!

Justin H.

Two Banks Couldn't Get Him Financed

I had the best experience with Carol and her team. First let me explain why. I went to 2 different lenders to get approved. The first one said they can only approve me for a very small amount and the second one approved me but 15 days into escrow they told me that they couldn’t lend to me. Instead of taking the loss and losing my EMD, I called Carol and she got me approved and closed on my house. I am very happy with her and her team. I would recommend her to everyone.

Meredith C.

Thrilled with CarolDoesLoans - Twice

We have had nothing but exceptional service with Carol Does Loans! We have worked with them twice now and it has been nothing but First Class throughout the entire process. If you're looking to buy or refinance they are the team that will get you you happily ever after!

Cynthia S.

First Time Both Times!

We used Carol Does Loans for our original purchase and also a refinance on our home! Both times they were super fast to answer any questions we had and never once made me feel they were losing patience with me and all my questions! Would absolutely, 100% recommend them to anyone and everyone!

Alexis R.

Thanks for all your work on securing our Dream Home!

Today, my fiancé and I made our first mortgage payment for our Home together (which CDL kindly reminded us of)! We wouldn't have sealed the deal without their creative solutioning after our first loan fell through, and for that, I definitely recommend Carol Does Loans to friends, family, strangers, everyone! The whole team is very responsive to any request/question, and they're all professional as well. We will be connecting with CDL in the future to refinance (and we can't wait!) Thanks for all your work on securing our Dream Home!


Burned By A Broker Before

My husband and I were referred to Carol and her team by a friend. I had previously purchased a home with a different mortgage broker back in 2004 and had a terrible experience so I was so worried to face the process again, but I needed to buy a larger home. We also had a unique situation that scared away other mortgage professionals. We needed an expert and we found one in Carol. I can't say enough good things about her. She is a superstar! She got things done quickly and kept us updated throughout the process. She's friendly and enthusiastic, she clearly loves her job and loves helping people. We had such a wonderful experience working with her, and it didn't end when our mortgage funded. A little over a year later, she let us know that we could refinance and save almost $200 a month...so we worked with her a second time to refinance and had just as wonderful an experience with the re-fi as we did the first time around. We recommended her to our close friends when they decided to purchase a home, and they too were impressed by her professionalism, dedication, and wonderful personality.


I Always Choose Carol When Buying A House

Carol is very responsible and knows her job very well. This is the second time that she has helped me buy a home and I believe that if I have to buy another home in the future I wouldn’t look for anyone else. I am very happy with the way she handles my financial business because Carol already knows what I expect. She knows that when it comes to money I am very conservative and that's why I always choose Carol to take care of my business when buying a house.


Made Us Feel Like Her Only Client

Amazingly talented, caring, and smart! Carol and her team work with their clients from start to finish to ensure everything is exactly right and exactly what is wanted and needed. She makes you feel like you are her only client. Attentive, patient, and professional. I trust her with all our home financing needs and adventures. Would not use anyone else, and we’ve returned to her for multiple property purchases and refinancings.


Dealing With A Short Sale

Carol has been great to me not once but twice. She helped me through my first time home buying experience which was a pain since I was dealing with a short sale. She kept a positive attitude and kept telling me it was going to be ok and it was. I then used her again on a refinance. That process she did fast efficiently and in my best interest letting me know when it was actually a good idea to do it and not trying to just steal a commission. Now I'm back in the market looking for a new home and returning to Carol for the third time. I wouldn't have it any other way.
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