FHA and Hud Approved home loans for DACA recipients in 2021

DACA + FHA = Dream Home

HUD and FHA agreed to guarantee home loans for DACA recipients with work permits in 2021.

DACA Kids Can Now Use FHA to Buy A New Home

Effective January 19, 2021
Deferred Action for Childhood Arrivals (DACA) was created in 2012 by President Obama to protect eligible immigrant youth, who came to the United States when they were children, from deportation.

DACA gives young undocumented immigrants:
1) protection from deportation, and
2) a work permit, renewable every two years.
What is DACA and Who Are the DREAMers? (adl.org)

The Federal Housing Administration offers Federally guaranteed home loans with as little as 3.5% down payment.
The FHA has previously said it would not back mortgages for DACA applicants.

Until this year!

Just prior to leaving their posts to make way for the new administration, top Department of Housing and Urban Development officials reversed the agency’s previous policy which stated, “Dreamers are not eligible borrowers".

In one of President Trump’s last acts, the U.S. Department of Housing and Urban Development (HUD) declared that the Federal Housing Administration (FHA) will begin backing mortgages for immigrants under the DACA program effective January 19, 2021.

HUD said DACA recipients who are legally permitted to work in the U.S. are eligible to apply for mortgages backed by the FHA.
HUD declares FHA once again backing DACA mortgages - HousingWire


If you, or someone you know, can show DACA status and have been dreaming of owning your own Dream Home,


(916) 566 – 1100

Or sign in with your e-mail at www.CarolDoesLoans.com

Carol and her crew are briefed, prepped, educated, and ready to get you a home loan!

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HUD, FHA, Carol Does Loans for DACA

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